Prime Rate: 8.50%
SBA 7(a) Range: 11.50%–16.50%
Typical Factoring APR: 22%–60%
· Rate cards verified Q1 2025
About · updated 2026-05-18

About

What webuyinvoices.com is, who operates it, and how it's written.

What this is

WeBuyInvoices.com is the calculator-first resource for small business owners weighing invoice factoring against MCAs, lines of credit, and other working-capital fixes. We turn opaque industry quotes — discount rates, advance percentages, reserves, factor rates — into plain-English math so operators can see the true cost before signing anything. Every calculator outputs a decision, every guide names the providers worth shortlisting (RTS, Triumph, altLINE, Apex, OTR Capital, Bay View Funding, TCI Business Capital), and qualified leads route to a vetted broker network plus direct affiliate partnerships with industry-specialist factors. Credibility comes from showing the formulas, citing published rate cards, and refusing to soft-pedal the gotchas — termination fees, UCC-1 blanket liens, monthly minimums — that trap first-time signers.

Editorial system

webuyinvoices.com is researched and written by an AI editorial system operated by Greenflower Capital LLC. The system retrieves primary sources, synthesizes claims, drafts prose, and verifies citations against a whitelist of authoritative hosts. A human editorial line sets the publication's scope, voice, and standards; Greenflower Capital is liable for what appears here.

We do not run bylined personas. Articles are attributed to the editorial system, not to fictional staff writers. For how this works in detail, see /methodology. For mistakes we've made and corrected, see /corrections.

Contact

For tips, corrections, sponsorship inquiries, or anything else: /contact.